We've all heard about people insuring things that seem a bit strange. Like their hair, legs, their dog's house, and more. In the world of insurance, there are so many things to know, like choosing the right policy, understanding your deductible, and more. But how about the wacky side of insurance?
As an example, fashion model Heidi Klum's thighs and legs are insured for $2.1 million US dollars. Somehow, that can make sense. She is a young lady who produces the majority of her funds (or at the very least used to) on her appearances. If one thing occurred to among her beautiful thighs, it may potentially damage her revenue. Surprisingly enough, the thighs and legs usually are not insured for $1.one million dollars each. One particular (the right leg) is insured for $1.2 million dollars, although the left is covered by insurance for $1 million dollars. The left lower leg includes a very small scar tissue, hence which makes it "worth" significantly less.
Along the lines of physique component insurance coverage, there are some much more noteworthy policies. Jennifer Lopez was claimed a year ago to possess a $26 million dollar plan on that well-known butt. Since she's People Magazine's Most Stunning Lady on the planet, it's feasible that she's improved the insurance policy. It's also documented that Dolly Parton features a $300,000 dollar policy on each boob, that Ugly Betty's America Ferrera's sponsor Aquafresh features a $10,000,000 dollar plan on her pearly whites, and that Keith Richard acquired a $1.6 million dollar plan on his middle finger. Right or left, Keith?
Although a few of these celebrity policies make tiny sense, some do. Rod Stewart supposedly includes a $6 million dollar insurance plan on his voice. That will make sense, since if he cannot perform any longer, what will he do? Lip sync? An English foods critic named Egon Ronay protected his palette for $400,000 dollars. That way, in the event the taste buds that happen to be his (pun intended) meal ticket are unsuccessful him he includes a great payout to help himself.
Record-breaking soccer professional David Beckham has a $151 million dollar insurance policy against any injury that could threaten his career. Because of his injury in March of 2010, who knows if he will be cashing in on that any time soon? It seems that Beckham trained early in 2011 with Tottenham Hotspur and was in talks to play on loan, but that never came to fruition. Additionally, England's new coach Fabio Capello has said that it might be nice to bring Beckham back for a "farewell" game, but does not intend on tapping him for England in the future. We hope Beckham's insurance company is ready to make that payout, even though Beckham says he is not anywhere near ready to retire from professional international football.
You don't have to be famous to insure your favorite body part. It is called "surplus line insurance" and it is not cheap. Specialty insurance has a very high premium, and when you think about it, something pretty awful has to happen to you in order for you to be able to cash in. Perhaps it is better to insure against things like injury and disaster and leave well enough alone.
As an example, fashion model Heidi Klum's thighs and legs are insured for $2.1 million US dollars. Somehow, that can make sense. She is a young lady who produces the majority of her funds (or at the very least used to) on her appearances. If one thing occurred to among her beautiful thighs, it may potentially damage her revenue. Surprisingly enough, the thighs and legs usually are not insured for $1.one million dollars each. One particular (the right leg) is insured for $1.2 million dollars, although the left is covered by insurance for $1 million dollars. The left lower leg includes a very small scar tissue, hence which makes it "worth" significantly less.
Along the lines of physique component insurance coverage, there are some much more noteworthy policies. Jennifer Lopez was claimed a year ago to possess a $26 million dollar plan on that well-known butt. Since she's People Magazine's Most Stunning Lady on the planet, it's feasible that she's improved the insurance policy. It's also documented that Dolly Parton features a $300,000 dollar policy on each boob, that Ugly Betty's America Ferrera's sponsor Aquafresh features a $10,000,000 dollar plan on her pearly whites, and that Keith Richard acquired a $1.6 million dollar plan on his middle finger. Right or left, Keith?
Although a few of these celebrity policies make tiny sense, some do. Rod Stewart supposedly includes a $6 million dollar insurance plan on his voice. That will make sense, since if he cannot perform any longer, what will he do? Lip sync? An English foods critic named Egon Ronay protected his palette for $400,000 dollars. That way, in the event the taste buds that happen to be his (pun intended) meal ticket are unsuccessful him he includes a great payout to help himself.
Record-breaking soccer professional David Beckham has a $151 million dollar insurance policy against any injury that could threaten his career. Because of his injury in March of 2010, who knows if he will be cashing in on that any time soon? It seems that Beckham trained early in 2011 with Tottenham Hotspur and was in talks to play on loan, but that never came to fruition. Additionally, England's new coach Fabio Capello has said that it might be nice to bring Beckham back for a "farewell" game, but does not intend on tapping him for England in the future. We hope Beckham's insurance company is ready to make that payout, even though Beckham says he is not anywhere near ready to retire from professional international football.
You don't have to be famous to insure your favorite body part. It is called "surplus line insurance" and it is not cheap. Specialty insurance has a very high premium, and when you think about it, something pretty awful has to happen to you in order for you to be able to cash in. Perhaps it is better to insure against things like injury and disaster and leave well enough alone.
About the Author:
I am a blog writer who is currently writing content on a variety of health-related issues which includes cosmetics and fitness training. I run a Kim Kardashian website and fitness forums with the aspiration that it will help give effective info with other people. The most recent report on the web site: Weirdest Celebrity Insurance Policies. Checkout the website Kim Kardashian Pictures and Kim Kardashian Tape.
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